New York City Traffic

The Importance of Underinsured Coverage for Cyclists & Scooter Riders

In the last two years, we have seen an unprecedented number of uninsured and underinsured drivers on the roadways. In addition to being uninsured, we have also seen an increase in “hit and run” crashes. While we hope that the criminal process deals with those operating uninsured vehicles or those fleeing the scene, in the civil world the greatest way to protect yourself and your family is with sufficient uninsured or underinsured (SUM) motorist coverage. SUM coverage is purchased with your automobile policy and protects you or any member of your household who is involved in a crash with an under or uninsured vehicle. This coverage protects you and your household members whether you are in a car, a pedestrian, on a bike, or on a scooter.

In one recent case, we were even able to make a claim for a client riding a Revel Moped. Below are just some of our most recent 6 figure results we obtained for injured riders:

$250,000.00 Underinsurance Recovery for Long Island Cyclist

Daniel Flanzig obtained a $250,000 recovery for a Long Island cyclist injured by a left-turning vehicle which struck a group of riders in Nassau County, NY.

An injury that did not seem serious at first, developed into our client needing a total hip replacement. After receiving a partial settlement from the left-turning vehicle, an additional claim was made with our client's own auto policy under the provisions of her underinsurance (SUM) endorsement. As a result of that claim, we were able to obtain a significant additional recovery totaling $250,000.00 for our client.

$250,000.00 Underinsurance Recovery for Nassau County Cyclist

Daniel Flanzig obtained a $275,000.00 Underinsurance Arbitration award for a 68-year-old dentist who sustained bilateral hand injuries in a crash in Jericho, New York.

After collecting the full $25,000.00 from the left-turning vehicle that caused the crash, we then proceeded to arbitration with our client's own underinsurance carrier under the provisions of his own auto policy. The last offer from the carrier prior to arbitration was $140,000.00. We were able to prove to the arbitrator the true value of the case and he awarded the maximum available of $275,000.00 making the total award $300,000.00 for our client.

$100,000.00 Recovery for a Revel Rider

Cathy Flanzig obtained a $100,000.00 Recovery for a Revel Moped rider struck by a motorist in Brooklyn

Cathy Flanzig obtained a $100,000 recovery for a Revel Moped rider injured in a crash in Brooklyn, NY. After collecting the full $25,000.00 from the negligent vehicle that caused the crash, an additional claim was made with our client's own auto policy under the provisions of her underinsurance (SUM) endorsement. As a result of that claim, we were able to obtain a significant additional recovery of her full policy totaling $100,000.00 for our client.

If you or someone you love was injured in a “hit and run”, underinsured or uninsured accident contact Flanzig and Flanzig, LLP for help. We can be reached at (866) 352-6944 or by submitting an online contact form here.

Categories